Make New Jersey Home

Debt settlement is very different from credit counseling, or debt consolidation and it is normally confused with them.

• Credit Counseling is when you pay a company to re-dispurse your monthly payment to creditors and they only negotiate your interest rate.
• Debt Consolidation is some type of a loan that you will have to be able to qualify for with good credit not to mention other qualifications.
• Debt Settlement is when we negotiate your unsecured debts down 40-60% and set you up with one monthly payment to pay them back.

Unsecured Debt

Our programs are between 21 and 36 months all depending on your unsecured debt amount. each account must be over $700 and the total must be over $10,000 in medical bills, credit cards, personal loans, or other unsecured debts.

Our debt settlement programs your debts will have to qualify, but it is not based on good credit or home ownership.